The Desk

Built by institutional PE underwriters to give independent searchers and ETA buyers elite buy-side financial modeling on deal deadlines.

A focused professional financial analyst in tailored business attire reviewing dense multi-tab financial models across dual monitors in a clean, minimalist corporate office in North American / US. Architectural lighting, deep navy tones, slate blue accents, and sharp focus on clean desk surfaces and financial documents.
A focused professional financial analyst in tailored business attire reviewing dense multi-tab financial models across dual monitors in a clean, minimalist corporate office in North American / US. Architectural lighting, deep navy tones, slate blue accents, and sharp focus on clean desk surfaces and financial documents.

Our Focus

Independent searchers shouldn't walk into seller meetings or lender committee reviews with broken formulas and untested broker EBITDA claims.

We operate as your dedicated buy-side analytics desk. When a CIM lands on your desk with four weeks left on exclusivity, we rebuild the financials from raw QuickBooks files into an institutional model.

Pragmatic diligence, stress-tested debt sizing, and zero generic agency fluff.

Our Rigor

SDE Scrub

Strict audit and normalization of broker add-backs.

SBA 7(a) stress tests across rate shocks.

DSCR

Senior debt, seller notes,
and earnouts.

Capital

Working capital peg calculations and true-up guards.

NWC

IRR, MOIC targets,
and sensitivities.

Returns
Editorial corporate portrait of a senior private equity underwriter in a tailored navy blazer, seated in a contemporary boardroom in North American / US. Natural window light with subtle warm gold accents, clean architectural lines in deep navy and slate steel tones, conveying discretion and rigorous authority.
Editorial corporate portrait of a senior private equity underwriter in a tailored navy blazer, seated in a contemporary boardroom in North American / US. Natural window light with subtle warm gold accents, clean architectural lines in deep navy and slate steel tones, conveying discretion and rigorous authority.

Marc Vance

Principal Underwriter

Ex-Middle Market PE • $450M+ M&A

Built institutional buyout models for private equity funds before founding this dedicated underwriting desk. Now focused entirely on protecting self-funded searchers and ETA buyers from bad deals.

Professional photography of a corporate transaction advisory setting in North American / US. An analytical professional reviewing detailed general ledger statements and pro-forma schedule printouts beside a sleek laptop. Focused, high-contrast, moody ambient lighting with deep navy and muted warm gold details.
Professional photography of a corporate transaction advisory setting in North American / US. An analytical professional reviewing detailed general ledger statements and pro-forma schedule printouts beside a sleek laptop. Focused, high-contrast, moody ambient lighting with deep navy and muted warm gold details.

Cole ReedLender

Commercial Credit Veteran

Cole has structured over 80 commercial loan packages. He stress-tests debt service coverage ratios and ensures your

Jake brings energy and precision to every class. A former competitive athlete, he specializes in dynamic Reformer

Executive portrait of a female financial controller and forensic accounting specialist standing in a sleek modern North American / US corporate office with glass conference walls. Dressed in professional attire in dark navy, focused direct gaze, crisp natural light with warm gold and slate blue ambient undertones.
Executive portrait of a female financial controller and forensic accounting specialist standing in a sleek modern North American / US corporate office with glass conference walls. Dressed in professional attire in dark navy, focused direct gaze, crisp natural light with warm gold and slate blue ambient undertones.

Elena Cruz

Quality of Earnings Specialist

CPA • Forensic Accounting & Add-Back Auditing

Elena audits messy tax returns and seller cash-flow adjustments. Her scrutiny ensures you never pay a 5x multiple on non-recurring revenue or owner-inflated personal expenses.

Underwriting Standards

Our underwriting framework reflects elite private equity diligence standards. We stress-test customer concentration, normalize working capital seasonality, and benchmark debt coverage so buyers submit letters of intent with total institutional confidence.

The Model

Clean, tabular financial models built in Excel.

Close-up detailed photography of an executive financial model open on an aluminum laptop screen in a North American / US executive suite. Clean rows of three-statement financial data, debt schedules, and sources and uses tables illuminated in sharp cool light.
Close-up detailed photography of an executive financial model open on an aluminum laptop screen in a North American / US executive suite. Clean rows of three-statement financial data, debt schedules, and sources and uses tables illuminated in sharp cool light.
Overhead flat-lay photograph of a fountain pen resting on an acquisition term sheet alongside a financial calculator and clean tabular sensitivity analysis charts on a dark slate desk in North American / US.
Overhead flat-lay photograph of a fountain pen resting on an acquisition term sheet alongside a financial calculator and clean tabular sensitivity analysis charts on a dark slate desk in North American / US.
Architectural interior photography of a private institutional investment boardroom in North American / US with warm gold wooden accents, dark navy leather chairs, and sleek glass partitions under soft recessed lighting.
Architectural interior photography of a private institutional investment boardroom in North American / US with warm gold wooden accents, dark navy leather chairs, and sleek glass partitions under soft recessed lighting.
Crisp macro photography of a senior deal underwriter marking up an SBA 7(a) amortization schedule with a gold pen in an executive North American / US office setting.
Crisp macro photography of a senior deal underwriter marking up an SBA 7(a) amortization schedule with a gold pen in an executive North American / US office setting.

Screen Deal Now

Upload your CIM and tax returns before your exclusivity window ends.

Book Deal Screen

Underwriting FAQ

▶ Turnaround on deal screens?

We deliver standard Deal Screens within 48 to 72 hours of receiving raw QuickBooks files and tax returns. Comprehensive full-model engagements take five business

▶ What deal sizes do you underwrite?

We specialize in businesses with $1M to $15M enterprise value and $300K to $2M in adjusted EBITDA or SDE, typically matching SBA 7(a) or independent sponsor buyout

▶ Do you contact sellers?

No. We remain strictly your behind-the-scenes buy-side underwriting desk. You receive the spreadsheet model and briefing notes to lead negotiations

▶ Are models bank and SBA ready?

Yes. Every model includes SBA 7(a) debt schedules, DSCR calculations, interest rate sensitivity tables, and a sources-and-uses tab structured for commercial credit

▶ What file formats do I get?You receive unlocked Microsoft Excel (.xlsx) files with fully visible dynamic formulas, no circular references, and no black-box macros.

Yes! We have complimentary parking available in the lot adjacent to the studio. Street parking is also available on the surrounding